It is possible to send and receive money online using Payoneer, an online banking platform. Virtual bank accounts in several currencies can be opened using Payoneer, such as US Dollars, British Pounds and Euros. Other payment options include MasterCard and Visa.

For Nigerians who want to transfer or receive money but can’t use PayPal, Payoneer is the go-to option. Learn how to open a Payoneer account in Nigeria with this guide.

It’s possible to have a U.S. bank account with Payoneer and accept payments from clients and users all around the world. Unlike PayPal, Payoneer offers customers a virtual bank account that they may use like a regular bank account to make payments!

Payoneer can be used to send and receive money if you’re in a nation where PayPal won’t let you. Additionally, a virtual bank account is provided for use in conducting business with clients from other countries.

How to open a Payoneer account in Nigeria

The first step is to go to the website.
To begin, go to the Payoneer website to get a Nigerian Payoneer account.

Register by clicking here
Go to the website and register by clicking the register button.

Payoneer’s account information can be found here.
Click on the “Register” button on the top of the page.
The registration form must be filled out completely.
Take a moment to register. Don’t give out false information.

Confirm your email address.
In order to proceed, you must first verify your email address. Payoneer has sent you an email with a link that you should click on.

Congratulations. Your Payoneer account has been created.

How to send and receive money with Payoneer

Payments into your Payoneer account can be made in several ways which includes:

1. Use your account number

Using Payoneer’s Global Payment Service, you may open and manage a bank account in a variety of currencies. Your bank account details are all that is required from you in order to be paid. Simply follow those three steps, and you’re done. As soon as they pay into your bank account, your Payoneer account will be credited.

By logging onto your account, you may see your account number. On the top menu, select Receive. Afterwards, select Global Payments. Your bank account information is displayed there.

2. Request Payment from your clients

Alternatively, you can connect into your Payoneer account and send out a payment request to your customers. It’s a breeze to do.

Create a payment request by signing into your account. When your customer pays, they’ll receive an email with a payment link. You’ll get the money as soon as the customer completes the transaction and deposits it into your Payoneer account.

Requesting a payment is as simple as entering into your Payoneer account and clicking on the Request Payment option on the top menu.

3. Use mass payout

If you are a freelancer or if you do business with companies like Upwork or Fiverr or others who provide Payoneer as a payment option, this applies to you. All you need to do to get paid is register your Payoneer account with them, and then they will send payment directly to your Payoneer account.

4. User your Payoneer email

Other Payoneer users can send you money. It’s as simple as providing them with your Payoneer email address. They’ll be able to transfer money to your Payoneer account and send it to you.

How to make payment with Payoneer Account

In other to send money or make payment with Payoneer account Follow the below steps:

1. Login to your Payoneer account

To send money or payment you have to be logged in.

2. Click on pay

Click on pay from the top menu

3. Select make a payment

There are two options, make a payment or Pay your VAT. The right thing to select is make a payment unless you know what you are doing

4. Choose how you want to send money

You can either pay into the recipient’s Payoneer account or to the recipient’s bank account.

5. Make payment

Follow instructions and complete your payment

How to withdraw money from your Payoneer account

Please keep in mind that there are two alternatives and you may only choose one. You can either use your Nigerian bank account to withdraw, or you can get a Payoneer card.

Payoneer cards can only be used to withdraw cash from ATMs; they cannot be used to deposit funds directly into a bank account.

You will not be able to use a card if you withdraw from your bank account. You won’t be allowed to make another withdrawal to your local bank account once you’ve made up your mind to purchase the card.

How to get money out of a Payoneer account in Nigeria is simple just follow the steps below:

1. Login to your account

You have to be logged in to withdraw from your account.

2. Click on withdraw

On the top menu you will see withdraw. Click on it

3. Select account to withdraw

You see different bank account you have with Payoneer. Select the one that you want to withdraw from.

4. Add your bank details

Add the details of your local bank account that you want to withdraw to.

5. Complete withdrawal

Follow the instructions and complete the process. Usually it takes between 1 to 5 working days to receiving money because it is an international bank transfer

How to get a Payoneer Card in Nigeria

1. Login to your Payoneer account

To order for cards you have to be logged in to your account

2. Click on settings

Click on settings on the top menu.

3. Click on Payoneer cards

When you put your mouse on settings, you will see payoneer cards, click on it.

4. Click on order now

On the new page that loads, click on order now. Once you click on that, follow the on screen instructions to compete your request.


That’s all on how to open, create, send, receive payment on the Payoneer account in nigeria and also request a Payoneer prepaid card.

By Admin

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